Accidents involving large vehicles or trucks are more complex than those with regular passenger cars. The size and nature of these vehicles make such accidents more complicated. Handling the legal and insurance claims can be daunting when you’re involved in a crash with a truck. Some different rules and regulations apply. And more parties are often involved in the process.
Additionally, damage and injuries are more significant due to these vehicles’ sheer size and power. According to Justin M. Chopin, a truck accident lawyer in New Orleans. “When a truck and a passenger vehicle get into an accident, the fatality rate of the passenger vehicle involved skyrockets because of the disparity in size and weight.” Victims may also face a longer recovery process, higher medical costs, and more legal obstacles to securing compensation.
This article explores the critical differences between small and large vehicle accidents, including the complexities involved, the severity of damages, and the steps you need to take to secure your claim.
Key Differences Between Small and Large or Commercial Vehicle Accidents
The Complexities
Accidents involving large vehicles introduce complexities that aren’t always present in typical car crashes. One significant difference is the laws and regulations that apply to commercial vehicles. For example, large trucks are often subject to federal and state trucking regulations. These rules dictate how long drivers can be on the road, how much weight they can carry, and the maintenance standards they must meet. Failure to adhere to these rules can make the company or driver liable in an accident.
Moreover, proving liability in a significant commercial vehicle accident is not always straightforward. In many cases, multiple parties can be held accountable. The driver might be at fault. However, responsibility could also fall on the trucking company, the vehicle manufacturer, or the cargo loading company.
Accidents involving commercial vehicles also typically require more in-depth investigations. The legal process may involve examining vehicle maintenance logs, driver qualifications, hours of service records, and more. An accident involving a regular car doesn’t usually involve such scrutiny. These complexities make it crucial for anyone involved in a commercial vehicle accident to have proper documentation of the incident and legal representation.
Parties Involved
The drivers and their insurance companies are involved in a typical car accident. However, when it comes to large vehicles, many more people and entities are often involved. Beyond the drivers, you may need to deal with the trucking company, insurance providers, and sometimes even the manufacturers of the vehicle or its parts.
Dealing with multiple parties complicates the process of filing claims and seeking compensation. With so many parties involved, determining who is liable can take longer and may lead to disputes. Each party will likely try to shift the blame to minimize their financial liability.
It’s also important to note that commercial vehicles often have more significant insurance policies than standard cars, which can be both an advantage and a disadvantage. Conversely, larger policies can compensate more for injuries or damage. On the other hand, it also means that the insurance company will fight harder to protect its interests. They might attempt to offer low settlements or deny claims outright, making it harder for victims to get what they deserve.
Severity
Large commercial vehicles’ sheer size and weight mean that accidents involving them tend to be more severe than typical car accidents. A loaded commercial truck can weigh up to 60,000 pounds, compared to a passenger vehicle that usually weighs much less, about 3,500 pounds. This difference in mass leads to more destructive collisions, resulting in more significant damage to cars and severe injuries to the occupants.
Injuries from large vehicle accidents are often catastrophic. Including broken bones, traumatic brain injuries, spinal cord injuries, and even death. The severity of these injuries means that victims may face long-term recovery times and possibly permanent disabilities.
Documenting the Incident
Documenting the accident scene is crucial in any vehicle accident. But it becomes even more essential when large vehicles are involved. The first thing to do is to ensure everyone’s safety and call emergency services. Afterwards, gather as much evidence as possible. Take photos of the vehicles, the damage, and the surrounding area.
Evidence can be critical in proving how the accident occurred. If possible, get the names and contact information of any witnesses. Their testimonies can help corroborate your account of the event.
Ensure to get the driver’s information, including their employer and insurance details, especially if the vehicle is commercial. Also, if the police respond to the scene, ask for a copy of their accident report, as it will be an important piece of evidence in your claim.
Getting the Services of a Lawyer
One of the most critical steps after a large vehicle accident is to consult with a lawyer. Given the complexity of these cases, legal representation is vital. An experienced attorney will help navigate the intricacies of dealing with multiple parties, extensive documentation, and federal and state regulations.
Lawyers who specialize in commercial vehicle accidents will know how to investigate the case thoroughly. They will examine maintenance records, driver logs, and other evidence that can help establish liability. They’ll also communicate with the insurance companies to ensure you don’t settle for less than you deserve.
Without a lawyer, you may be disadvantaged, especially if you’re unfamiliar with the legal process.
By taking these steps, you can ensure that your rights are protected and you get compensated for any damages or injuries suffered in the accident. Being prepared and knowing how to navigate the process will help make a stressful situation more manageable.
